A specialty wholesale insurance brokerage for healthcare professionals

We can help
Smiling female doctor shaking hands with a nurse
Smiling female doctor shaking hands with a nurse

As a medical or healthcare professional, you will need different types of insurance to protect yourself and your practice. But finding appropriate insurance can be time-consuming, frustrating, and complicated. And if your insurance carrier won’t renew your coverage or you’re having difficulty finding coverage, the process can get even more complex.

A doctor, hospital building and an ambulance
Doctor waking outside hospital with ipad

Why Western Summit?

Whether you’re looking for standard or hard-to-place insurance, we will help you find an insurance carrier that matches your needs. Our 10+ years of experience in the industry and network of 30+ insurance carriers give us access to a wide range of policies such as standard insurance, stand-alone tail policies, and excess and surplus lines.

Finding creative solutions

We will do the insurance legwork for you so you can focus on your practice. All you need to do is fill out an application. Once we receive your application, we will:


Assess your profile and determine your risk level.


Comb through our vast resources and match your profile to the carriers that align with your risk management needs.


Present you with our policy recommendations so you can make an informed decision.

What we offer

Our insurance carrier network offers an expansive range of options for medical professional liability such as protection for incidents that happened before you made your existing claims-made insurance policy, defense costs outside the limit of liability, and multi-state coverage.

Three medical professionals walking in a hospital


We have a long, established history with the strongest insurance carriers in the industry rated A or better by AM Best. This gives us the ability to find custom solutions that align with the unique needs of physicians.

Medical professional reading display of diagnostic equipment


We offer stand-alone tail specialty programs with COPIC RRG that will cover you if you’re moving from private practice to hospital employment. You can choose a shorter reporting term to lower premiums. In most cases, our customers have saved 15–20% compared to other carriers.

Bearded doctor conferring with patient


We also offer excess and surplus (E&S) lines—insurance policies for hard-to-place physicians or healthcare professionals. We are licensed in all states with E&S and can process the policies and file the state surplus lines taxes as required by the state.