Allied Programs for
Advanced Practice Practitioners
Providing comprehensive coverage tailored for



NURSE ASSISTANTS

professionals that have their own stand-alone practices.
Independent APPs face unique liability exposures and require specialized professional liability coverage addressing autonomous practice, telemedicine, and collaborative care, ensuring comprehensive protection tailored to their evolving scope.
professionals needing flexibility to work in multiple offices.
APPs operating across multiple sites require flexible professional liability coverage that extends to every location and supports temporary assignments or locum tenens roles—ensuring consistent protection wherever and however care is delivered.
The Market
BY THE NUMBERS
Covering the Expanding Role of APPs
Advanced Practice Practitioners (APPs) including Physician Assistants (PAs), Nurse Practitioners (NPs), Certified Registered Nurse Anesthetists (CRNAs), and Registered Nurses (RNs) are playing an increasingly important role in bridging healthcare gaps and are integral to team-based care models. The job market for Advanced Practice Practitioners (APPs) is experiencing significant growth, with projections indicating an increase in job opportunities between 28% – 46% from 2021 to 2031. Western Summit specializes in providing comprehensive coverage options for APPs through multiple financially secure carriers.
Healthcare coverage is all we do
For over three decades, Western Summit has dedicated itself exclusively to medical professional liability. Our singular focus has forged deep relationships with top-tier A rated carriers, giving agencies unparalleled access to innovative programs and nationwide competitive markets. With seasoned underwriting expertise, strategic carrier advocacy, and rigorous market insights honed across complex healthcare lines, we deliver precise solutions that address every risk profile—solidifying our reputation as the definitive partner in healthcare coverage.

We can help source comprehensive and competitive coverage options for you.
Limits of Liability
Maximum limit of $1M/$3M- Claims-made or occurrence coverage
- Consent to settle provision
MEDICAL LIABILITY COVERAGE
Defense costs are outside of policy limit.COVERED PROCEEDINGS
$25,000 limit. Defense cost coverage for governmental investigations, medical board inquiries, disciplinary proceedings, and billing fraud and abuse investigations.Cyber liability coverage
$50,000 embedded coverage.DEPENDABILITY
Coverage available through carriers rated A “excellent” or better by AM Best
Availability
Program is available in all states except: WI; WV; KS; CRNA’s NE; 5 boroughs NYC; Cook County, IL.The list of states are subject to change.Cyber Resource Access
Exclusive access to cyber resource websiteContinuing Education Credits
Opportunity to earn CNE credits through online education modules
Everything you need to know in one place

Additional coverage options
- General Liability coverage
- Prior acts coverage: available, subject to underwriting approval.
- Prior actsAdditional insureds with shared limits, subject to underwriting approval. coverage: available, subject to underwriting approval.
- Medical Director/Supervising or Collaborating Physicians, subject to underwriting approval.
- 50% Part-Time Premium Credit if working 20 hours or less per week. Subject to minimum premium requirement.
- Suspension of premium for military or medical leave. Subject to minimum premium requirement.
- Extended Reporting Period (Tail Coverage): An offer to purchase Tail Coverage is part of the cancellation process for claims-made policies. The length of the Extended Reporting Period is unlimited, or upon exhaustion of policy limits.
- Slot coverage
