Allied Programs for

Advanced Practice Practitioners

Providing comprehensive coverage tailored for

NURSE PRACTITIONERS
Physician Assistants
CERTIFIED REGISTERED
NURSE ASSISTANTS
REGISTERED NURSES

professionals that have their own stand-alone practices.

Independent APPs face unique liability exposures and require specialized professional liability coverage addressing autonomous practice, telemedicine, and collaborative care, ensuring comprehensive protection tailored to their evolving scope.

USE CASE

professionals needing flexibility to work in multiple offices.

APPs operating across multiple sites require flexible professional liability coverage that extends to every location and supports temporary assignments or locum tenens roles—ensuring consistent protection wherever and however care is delivered.

USE CASE

The Market

BY THE NUMBERS
MARKET GROWTH
up to
46
%
expected APP job growth from 2021–2031
SEGMENT STRENGTH
over
$
500
million
in premiums placed since 2001
SEGMENT STRENGTH
Approximately
4.3
million
in premiums placed since 2001

Covering the Expanding Role of APPs

Advanced Practice Practitioners (APPs) including Physician Assistants (PAs), Nurse Practitioners (NPs), Certified Registered Nurse Anesthetists (CRNAs), and Registered Nurses (RNs) are playing an increasingly important role in bridging healthcare gaps and are integral to team-based care models. The job market for Advanced Practice Practitioners (APPs) is experiencing significant growth, with projections indicating an increase in job opportunities between 28% – 46% from 2021 to 2031. Western Summit specializes in providing comprehensive coverage options for APPs through multiple financially secure carriers.

Healthcare coverage is all we do

For over three decades, Western Summit has dedicated itself exclusively to medical professional liability. Our singular focus has forged deep relationships with top-tier A rated carriers, giving agencies unparalleled access to innovative programs and nationwide competitive markets. With seasoned underwriting expertise, strategic carrier advocacy, and rigorous market insights honed across complex healthcare lines, we deliver precise solutions that address every risk profile—solidifying our reputation as the definitive partner in healthcare coverage.

We can help source comprehensive and competitive coverage options for you.

Coverage highlights
  • Limits of Liability
    Maximum limit of $1M/$3M
  • Claims-made or occurrence coverage
  • Consent to settle provision
  • MEDICAL LIABILITY COVERAGE
    Defense costs are outside of policy limit.
  • COVERED PROCEEDINGS
    $25,000 limit. Defense cost coverage for governmental investigations, medical board inquiries, disciplinary proceedings, and billing fraud and abuse investigations.
  • Cyber liability coverage
    $50,000 embedded coverage.
  • DEPENDABILITY
    Coverage available through carriers rated A “excellent” or better by AM Best
  • Availability
    Program is available in all states except: WI; WV; KS; CRNA’s NE; 5 boroughs NYC; Cook County, IL.
    The list of states are subject to change.
  • Cyber Resource Access
    Exclusive access to cyber resource website
  • Continuing Education Credits
    Opportunity to earn CNE credits through online education modules

Everything you need to know in one place

Additional coverage options

Find out how we can help you with even hard-to-source solutions. Our areas of specialty include:
  • General Liability coverage
  • Prior acts coverage: available, subject to underwriting approval.
  • Prior actsAdditional insureds with shared limits, subject to underwriting approval. coverage: available, subject to underwriting approval.
  • Medical Director/Supervising or Collaborating Physicians, subject to underwriting approval.
  • 50% Part-Time Premium Credit if working 20 hours or less per week. Subject to minimum premium requirement.
  • Suspension of premium for military or medical leave. Subject to minimum premium requirement.
  • Extended Reporting Period (Tail Coverage): An offer to purchase Tail Coverage is part of the cancellation process for claims-made policies. The length of the Extended Reporting Period is unlimited, or upon exhaustion of policy limits.
  • Slot coverage