career protection
Professional Liability
Physicians & Medical Groups
Hospitals & Healthcare Systems
Senior/Long-Term Care Facilities
Medical Technology & Life Sciences Products
Miscellaneous Medical Facilities
Allied Healthcare Professionals
Dentists & Dental Groups
Solo practitioners in private practice (including Osteopaths & Podiatrists)
Group Practices of any size
All medical specialties
Hard to place risks
Technology-enabled practices
Occupational Therapy
Telemedicine
Concierge Medicine
Aesthetic Medicine
Hospitalist Medicine
Contact us to see what we can do.
The Market
BY THE NUMBERS
Coverage challenges meet
unmatched expertise
Professional Liability insurance is essential for protecting healthcare professionals from the financial and reputational damage that can arise from malpractice claims. This coverage provides a crucial safety net, ensuring that your clients—whether physicians, surgeons, or other medical practitioners—are defended against allegations of negligence or errors in patient care. With a focus on ethical legal defense and risk management, Professional Liability insurance helps safeguard the careers and livelihoods of those working in the healthcare industry. Additionally, Western Summit specializes in sourcing coverage for hard-to-place professionals, including those in cutting-edge and emerging medical fields, ensuring comprehensive protection even in the most challenging scenarios.
Healthcare coverage is all we do
For over three decades, Western Summit has dedicated itself exclusively to medical professional liability. Our singular focus has forged deep relationships with top-tier A rated carriers, giving agencies unparalleled access to innovative programs and nationwide competitive markets. With seasoned underwriting expertise, strategic carrier advocacy, and rigorous market insights honed across complex healthcare lines, we deliver precise solutions that address every risk profile—solidifying our reputation as the definitive partner in healthcare coverage.
We can help source comprehensive and competitive coverage options for you.
Limits of Liability
Up to $1M per occurrence and $3M annual aggregate- Competitive premiums
- Consent to settle options available for approved risks
REPORTING OPTIONS
Coverage of twelve months offered automatically. Other optional periods available for approved risks including free tail for Death, Disability and RetirementDEFENsE COSTS
Defense costs are included within policy limit.
Availability
This program is available in most states.The list of states are subject to change.Supplemental coverage
Locum Tenens coverage provided for 30 days at no additional premium- Prior Acts coverage available
Everything you need to know in one place
Additional coverage options
- General Liability coverage
- Prior acts coverage: available, subject to underwriting approval.
- Prior actsAdditional insureds with shared limits, subject to underwriting approval. coverage: available, subject to underwriting approval.
- Medical Director/Supervising or Collaborating Physicians, subject to underwriting approval.
- 50% Part-Time Premium Credit if working 20 hours or less per week. Subject to minimum premium requirement.
- Suspension of premium for military or medical leave. Subject to minimum premium requirement.
- Extended Reporting Period (Tail Coverage): An offer to purchase Tail Coverage is part of the cancellation process for claims-made policies. The length of the Extended Reporting Period is unlimited, or upon exhaustion of policy limits.
- Slot coverage
