floor to ceiling coverage
Miscellaneous Facilities
A perfect fit for…
healthcare accounts
and other
healthcare staffing
“hard to place”
physicians
experimental
practices
Advanced Practice Providers
Allied Medical and Nursing Schools
Behavioral Therapy
Dialysis Centers
Home Health
Hospice
Hormone Therapy
Imaging Centers
Ketamine Treatment
Laboratories
Medical Clinics
Medical Directors
Medical Supervisors
Non-physician Healthcare Staffing
Occupational Therapy
Physical Therapy
Specialty Pharmacies
Speech Therapy
Surgery Centers
Telemedicine
The Market
BY THE NUMBERS
from 2018–2023
No facility should be out in the cold
Western Summit can help you source coverage for healthcare providers providing remote consultations and treatments in the fast-growing field of telemedicine. This coverage also caters to the unique needs of medical spas, where the combination of medical procedures and wellness services presents specific liability challenges. Additionally, for facilities employing Locum Tenens staffing—temporary placements of healthcare professionals—this coverage ensures comprehensive protection across various practice settings. Retail brokers can confidently offer their clients in these diverse sectors a tailored solution that addresses the evolving risks associated with telemedicine, medical spa operations, and locum tenens staffing.
Healthcare coverage is all we do
For over three decades, Western Summit has dedicated itself exclusively to medical professional liability. Our singular focus has forged deep relationships with top-tier A rated carriers, giving agencies unparalleled access to innovative programs and nationwide competitive markets. With seasoned underwriting expertise, strategic carrier advocacy, and rigorous market insights honed across complex healthcare lines, we deliver precise solutions that address every risk profile—solidifying our reputation as the definitive partner in healthcare coverage.
We can help source comprehensive and competitive coverage options for you.
Limits of Liability
Primary limits up to $2M per occurrence and $4M aggregate- Competitive premiums
- Employee benefits liability
REPORTING OPTIONS
Extended reporting period available up to 36 monthsFIRST DOLLAR COVERAGE
$0 deductibleDEFENsE COSTS
Defense costs are outside of policy limit.
Availability
This program is available in most states.The list of states are subject to change.Supplemental coverage
Additional limits are available for sexual abuse and hired/non-owned auto- Prior acts available
Everything you need to know in one place
Additional coverage options
- General Liability coverage
- Prior acts coverage: available, subject to underwriting approval.
- Prior actsAdditional insureds with shared limits, subject to underwriting approval. coverage: available, subject to underwriting approval.
- Medical Director/Supervising or Collaborating Physicians, subject to underwriting approval.
- 50% Part-Time Premium Credit if working 20 hours or less per week. Subject to minimum premium requirement.
- Suspension of premium for military or medical leave. Subject to minimum premium requirement.
- Extended Reporting Period (Tail Coverage): An offer to purchase Tail Coverage is part of the cancellation process for claims-made policies. The length of the Extended Reporting Period is unlimited, or upon exhaustion of policy limits.
- Slot coverage
