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Specialty Coverage for

Professional Liability for Ketamine, Psilocybin & Emerging Therapy Providers

Ketamine-assisted psychotherapy, psilocybin-assisted therapy, and other natural medicine facilitations are reshaping mental health care — and creating a liability landscape that standard markets aren't built to navigate. We can help source professional liability coverage designed for practitioners working at the leading edge of this rapidly evolving space.
USE CASE

Ketamine infusion clinic operators and KAP practitioners

Clinics offering IV ketamine infusions or ketamine-assisted psychotherapy operate under intense regulatory scrutiny and carry liability exposures that most general healthcare policies exclude. Specialized coverage addresses the distinct risk profile of this growing clinical segment.
USE CASE

Psilocybin-assisted therapy facilitators and service centers

With Oregon and Colorado running licensed programs and more states advancing legislation, psilocybin therapy is moving from research settings into clinical practice. Practitioners operating in state-regulated frameworks need professional liability coverage that keeps pace with the regulatory environment.
USE CASE

Psychiatrists and APPs integrating emerging modalities

Established practitioners expanding their scope to include ketamine, psychedelic integration therapy, or other emerging treatment modalities face coverage gaps in their existing policies. Tailored solutions can address those exposures without requiring a complete policy overhaul.
USE CASE

Integration therapists and psychedelic-assisted mental health coaches

Practitioners providing psychedelic integration support, preparation sessions, or harm reduction coaching occupy a growing but poorly defined professional category. Coverage for these roles requires carriers willing to engage with emerging scopes of practice that don't yet fit standard classification frameworks.

The Market

BY THE NUMBERS
DEVELOPING MARKET
over
half
of U.S. states
have introduced psychedelic reform legislation in either the 2025 or 2026 session
UP AND COMING
approximately
10
%
projected annual growth rate for the U.S. ketamine clinic market through 2030

Coverage Built for Markets in Motion

The risk environment in ketamine-assisted therapy, psilocybin services, and adjacent emerging modalities is genuinely complex — shaped by a patchwork of state regulations, evolving clinical standards, and a patient population with high acuity needs. Standard professional liability markets are not designed for this space. Practitioners here need carriers with demonstrated experience underwriting emerging healthcare segments, the flexibility to handle non-standard risk profiles, and the capacity to move quickly in a market where regulatory timelines rarely wait.

Western Summit works with carriers that have been actively underwriting emerging therapy providers since this market began taking shape — bringing expertise developed in analogous complex markets to bear on the specific liability exposures these practitioners face.

Healthcare coverage is all we do

For over three decades, Western Summit has dedicated itself exclusively to medical professional liability. Our singular focus has forged deep relationships with top-tier A rated carriers, giving agencies unparalleled access to innovative programs and nationwide competitive markets. With seasoned underwriting expertise, strategic carrier advocacy, and rigorous market insights honed across complex healthcare lines, we deliver precise solutions that address every risk profile—solidifying our reputation as the definitive partner in healthcare coverage.

We can help source comprehensive and competitive coverage options for you.

Contact us
Coverage highlights
  • Limits of Liability
    Typical primary limits of $1M/$3M
  • Claims-made coverage form
  • Professional Liability coverage
  • Excess limits available
  • Consent to settle provision
  • Customizable coverage with a range of available enhancements
  • Coverage available through carriers rated A "Excellent" or better by AM Best
  • Availability
    Widely available. Contact us for current state-specific information.
    The list of states are subject to change.
  • DEFENsE COSTS
    Defense costs are outside of policy limit.

Everything you need to know in one place

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Additional coverage options

Find out how we can help you with even hard-to-source solutions. Our areas of specialty include:
  • General Liability coverage
  • Prior acts coverage: available, subject to underwriting approval.
  • Prior actsAdditional insureds with shared limits, subject to underwriting approval. coverage: available, subject to underwriting approval.
  • Medical Director/Supervising or Collaborating Physicians, subject to underwriting approval.
  • 50% Part-Time Premium Credit if working 20 hours or less per week. Subject to minimum premium requirement.
  • Suspension of premium for military or medical leave. Subject to minimum premium requirement.
  • Extended Reporting Period (Tail Coverage): An offer to purchase Tail Coverage is part of the cancellation process for claims-made policies. The length of the Extended Reporting Period is unlimited, or upon exhaustion of policy limits.
  • Slot coverage